Security / Privacy Policy

At CashLI NQ. com, LLC ( CashLINQ) , the basis of each customer relationship is trust. We are obligated to honor that relationship with great care, beginning with the information a customer has chosen to share with us. We recognize that our customers have a right to expect that their personal information is private and secure at all times.

CashLINQ has adopted this revised Security / Privacy Notice, dated May 2002, which is available to all of CashLINQ 's customers.   This Notice was written to explain CashL INQ's strict standards with respect to protecting the confidentiality of our customers' nonpublic personal information. The Notice also details our policy on the sharing of nonpublic personal information.

I . Privacy Practices and Procedures

CashL INQ has developed the following policies to ensure that a customer's privacy is not compromised and to maintain customer confidence.   These policies detail the strict standards we have in place.

•  Key Terms in CashLI NQ's Privacy Policy

•  As used in this Policy, the words we, our and us mean CashLI NQ.

•  Nonpublic Personal Information means information about our customers and their customers (collectively the "customers") that we collect in connection with providing a financial product or service. This information includes, but is not limited to volume and types of transactions, names, address, card and banking information.   Nonpublic personal information does not include information that is available from public sources such as telephone directories or government records or internet based public directories.

•  A Non-affiliated Third Party is a company that is not an affiliate of ours.

•  An Affiliate is a company we own or control. Ownership does not mean complete ownership, but means owning enough to have control.

•  Sources and Nature of Nonpublic Personal Information We Collect

         We collect nonpublic personal information about customers from the following sources:

•  Information we receive from customers on applications or other forms;

•  Information about customer transactions with us;

•  Information about customer transactions with non-affiliated third parties

•  Information we receive from a consumer-reporting agency.

   We collect this information to identify our customers, to help us complete customer requests for services, and to verify facts about our customers. We collect, retain, and use nonpublic personal information about our customers only where we reasonably believe that it will help administer our business or provide products, services and other opportunities to customers. We use customer information to protect and administer customer account and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand customer financial needs so that we can provide quality products and superior service.

•  Protecting the Confidentiality of Customer Nonpublic Personal Information

All CashL INQ employees are educated on the importance of confidentiality and customer privacy. We restrict access to nonpublic personal information about our customers to those employees who need to know that information to provide products and services. We maintain physical, electronic and procedural safeguards that comply with industry standards to safeguard customer nonpublic personal information.

•  CashLIN Q's Policy on Sharing of Nonpublic Personal Information

We do not disclose (i.e. sell, rent, lease or exchange) any customer nonpublic personal information to affiliates or to non-affiliated third parties for their independent use unless;

•  A customer requests or authorizes it;

•  The information is provided to help complete a transaction initiated by a customer, i.e., merchant application, processing of transactions, etc.

•  The information is provided to a reputable credit bureau or similar reporting agency; or

•  The disclosure is otherwise required or permitted by law ( i.e., subpoena, investigation of fraudulent activity, request by regulator).

   If a customer decides to close an account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this Policy.

   We do not disclose (i.e. sell, rent, lease or exchange) any of the nonpublic personal information we collect, as described above, to any companies that perform marketing services, unless required to do so by law.

•  Opting Out of Future Sharing of Nonpublic Personal Information

Future Sharing with Non-affiliated Third Parties.

Unless a customer requests otherwise by submitting an Opt Out Form, we reserve the right to share all of the information we collect with affiliated and non-affiliated third parties in the future. If, in the future, CashLI NQ's privacy policy changes, we will provide a revised privacy notice to all our customers and give a reasonable time period for the customer to opt out before we disclose the information.

•  Third-Parties Agreements

Third parties that provide support or services in conjunction with CashLI NQ have in place certain Privacy Policies, which may or may not reflect our policy.   These agreements are available from the third parties upon request.

•  Opt Out Form Retention

We will maintain a record and file of all opt out letters received.

II.      WEB SERVICES

CashLINQ has developed DonateLINQ an on-line, web-based giving tool for nonprofit organizations.   CashLINQ may develop additional web-based products in the future.  

CashLINQ has developed SmartLINQ an on-line, web-based smart card based gift/payment service for nonprofit and profit organizations.   CashLINQ may develop additional web-based products in the future.  

A separate Security / Privacy policy has been adopted for this service and is incorporated herein by reference.

III.     Protection of Nonpublic Information via Established

Security Procedures

A. Internal Systems

Our internal system is used to perform transactions, inquiries and maintenance on all our customer's accounts recorded on the system. Security is maintained by restricting the operations that CashLINQ personnel may perform on their PC's according to their job description. Each user of the system is required to have a user identification and password to access the system.

B. External Systems - On-line account access

For customer protection, CashLI NQ uses a process called "Secure Sockets Layer" (SSL) encryption. SSL encryption turns all Internet communication between customers and CashLINQ into a string of unrecognizable data. This process safeguards customer Internet communication with CashL INQ from intruders.

DonateLinq smartlinq and Online, web-based

Security / Privacy Policy

CashLINQ .com, llc (CashLINQ) has the general practice to respect the privacy of all our web visitors, and we realize that the basis of each customer relationship is trust.   We are obligated to honor that relationship with great care, beginning with the information a customer has chosen to share with us. We recognize that our customers have a right to expect that their personal information is private and secure at all times.

In order to provide certain products and services, specifically our DonateLINQ service to our customers we must gather and maintain information.   This policy outlines our stance on gathering and maintaining this information.

Terms of Service

Use of any CashLINQ web site and/or product including DonateLINQ and the services made available to a user (the "Service") is subject to the following Terms of Service ("TOS"). Please read the TOS carefully before using the Service. The use of the Service will signify your assent to be bound by the terms and conditions contained in this TOS.

Description of Service

Through our DonateLINQ web site, CashLINQ and our partners offer a service that enable donors to make charitable donations to any of the nonprofit (charitable) organizations using our service. For each donation, users will provide contact information to CashLINQ and through us to the nonprofit. Per our agreement with the nonprofit, donations made through CashLINQ will be deposited directly into the nonprofits account. The charitable organizations also receive donation detail reports from CashLINQ . Donor contact information is limited to what the donor has specified during the donation process. We are not responsible for any act or omission of CashLINQ in connection with its distribution or handling of any contribution made through our Service.

Security

Our sites have the appropriate physical, electronic, and managerial procedures in place to protect the loss, misuse and alteration of the information under our control.   We use industry standard "Secure Sockets Layer" (SSL) encryption. SSL encryption turns all Internet communication between customers and CashLINQ into a string of unrecognizable data. This process safeguards customer Internet communication with CashL INQ from intruders.  

Our network center is fully redundant from the server level to redundant network connectivity. Industry standard routing architecture provides fully meshed high bandwidth connections to multiple major carriers

Site Browsing

CashLINQ may use cookies (small bits of data stored on your hard drive on behalf of a web site and returned to the web site on request.).   We may use cookies for two purposes: to carry data about your current session at the site from one web page to the next, and to identify you to the site between visits.  If you prefer not to receive cookies, you may turn them off in your browser, or you may set your browser to ask you before accepting a new cookie.  Some pages may not function properly if the cookies are turned off.  Unless otherwise stated on this site, we do not use cookies to track your movement among different web sites.  

We do track overall traffic patterns at DonateLINQ and CashLINQ and through links clicked on in the email communications. As with most other Internet sites, our web servers record the IP address of each visitor to this site. This IP address tells us which domain you visited from (for instance, netzero.com), but not your e-mail address. We use the information we record to administer this website more effectively and to gather broad demographic information about where our visitors come from.

Disclosure of Information

As a matter of policy, we do not sell, rent, lease or exchange any nonpublic personal information about you to any third party, unless needed to do so in order to process or conduct a transaction (i.e., a donation or payment).

CashLINQ assures you that we use all commercially reasonable efforts to keep the nonpublic personal information of all who contact us through this website confidential, with the exclusion of providing that information to the nonprofit and any parties that are necessary in order to complete a transaction.   However, due to the existing regulatory environment, we cannot ensure that all of your private communications and other nonpublic personal information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your information that they collect from our site. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your nonpublic personal information or private communications will always remain private.     

CashLINQ cooperates with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and other rights. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability.

Access

In order to use the Service, donors and nonprofits will need the equipment and connections necessary to access the internet. Each party is responsible for any fees associated with such connection or access (such as those charged by an Internet service provider or other online service).

Certain Tax Information

CashLINQ is not an accounting, taxation, or financial adviser, and nothing contained within our Service should be relied upon in determining the accounting, tax, or financial consequences of making a contribution to a nonprofit organization through CashLINQ . Although a contribution to a nonprofit organization is generally deductible by individuals who itemize their deductions, an individual's right to such deduction is subject to a variety of limitations.   CashLINQ STRONGLY RECOMMENDS THAT YOU CONSULT YOUR OWN TAX ADVISER AS TO THE SPECIFIC TAX PROVISIONS THAT MAY BE APPLICABLE TO YOUR CONTRIBUTION.

Email Notifications

In order to receive email notifications you must provide CashLINQ and our customer, the nonprofit with your email address. Your email address will be used only for the purpose of providing you notifications of when new information has been posted to our site and/or any information you requested, including but not limited to notification of current and future donations. We will NOT sell, rent, lease or exchange this information to a third party.

Online Donations

We value and appreciate the trust that accompanies your online donation. The information you provide (your name, address, email, etc.) is stored in a secure location and protected by security procedures. We use securely encrypted donation response forms for visitors who choose to use them to provide information, request information, and make donations. We collect these visitors' willingly submitted contact information (like e-mail address), unique identifiers (a donor account number), and financial information (like credit card numbers). Contact information from the donation response form is used to process donations, provide receipts and other requested information. We will NOT sell, rent, lease or exchange this information to a third party.

Copyright; Restrictions on Use

CashLINQ respects the intellectual property of others, and we ask all our partners, affiliates, customers and donors to do the same. All Content is protected by copyrights, trademarks, service marks, patents, or other intellectual property and proprietary rights and laws, and is owned by CashLINQ , our licensors, or the charitable organizations featured on our Service. You acknowledge that the Service and any underlying technology used in connection with the Service contain proprietary and confidential information of CashLINQ . You may not copy, reproduce (except as stated below), publish, distribute, create derivative works of, sell, transfer, display, transmit, compile or collect in a database, or in any manner commercially exploit any part of the Content or the Service. You must abide by all copyright notices, information, or restrictions contained in or attached to any Content or portion of the Service.

If you feel that any Content on the Service infringes your copyrights, please contact CashLINQ , General Counsel at 101 E Magnesium, Suite 200; Spokane, WA 99208

Trademarks

CashLINQ .com, LLC, CashLINQ , SmartLINQ and DonateLINQ and the logos associated are trademarks and service marks of CashLINQ .   All other trademarks and/or service marks are the sole property of their respective owners. CashLINQ 's name and trademarks may not be used in connection with any product or service that is not CashLINQ 's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits CashLINQ .   All other trademarks referred to on this web site are the property of their respective owners.

Changes to the Service or TOS

CashLINQ reserves the right to modify, suspend or discontinue all or any portion or service of the Service at any time, with or without notice. Unless explicitly stated otherwise, any new features that modify or enhance the current Service, including the release of new features or software applications by CashLINQ , shall be subject to the TOS.

CashLINQ reserves the right to modify the TOS at any time. Any modifications shall be effective upon the earlier of the posting by CashLINQ of the modified TOS or by direct email notification of the changes to you. You agree to review these TOS periodically so that you are aware of any modifications. Your continued use of or membership in the Service shall be deemed your acceptance of the modified TOS. You agree that the above-listed standards for notice of changes are reasonable.

Disclaimer of Warranties

THE SERVICE CONTAINS OPINIONS, STATEMENTS, CONTENT AND OTHER INFORMATION FROM THIRD-PARTY INDIVIDUALS AND ORGANIZATIONS. CashLINQ DOES NOT ENDORSE OR MAKE ANY REPRESENTATIONS AS TO THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINIONS, STATEMENTS, CONTENT OR OTHER INFORMATION CONTAINED IN OR DISTRIBUTED THROUGH THE SERVICE. YOU ACKNOWLEDGE THAT YOU WILL BEAR ALL RISKS ASSOCIATED WITH YOUR RELIANCE ON OR USE OF ANY OPINIONS, STATEMENTS, CONTENT AND OTHER INFORMATION CONTAINED IN THE SERVICE. THE SERVICE IS PROVIDED TO YOU "AS IS" WITH NO WARRANTY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, CashLINQ AND ITS LICENSORS AND PARTNERS DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SERVICE AND THE CONTENT, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. ALTHOUGH CashLINQ INTENDS TO TAKE REASONABLE STEPS TO PREVENT THE INTRODUCTION OF VIRUSES OR OTHER DESTRUCTIVE MATERIALS TO THE SERVICE, CashLINQ DOES NOT WARRANT THAT THE SERVICE OR THE CONTENT WILL BE UNINTERRUPTED OR ERROR FREE, OR THAT ANY CONTENT, INFORMATION, OR OTHER MATERIAL ACCESSIBLE THROUGH THE SERVICE IS FREE OF VIRUSES, WORMS, TROJAN HORSES, OR OTHER HARMFUL COMPONENTS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Limitation of Liability

YOU UNDERSTAND THAT IN NO EVENT WILL CashLINQ OR ITS OFFICERS, DIRECTORS, EMPLOYEES, STOCKHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE OR ANY OTHER THEORY, ARISING OUT OF: (I) YOUR USE OR INABILITY TO USE THE SERVICE, (II) YOUR RELIANCE ON ANY CONTENT, OR (III) ANY GOODS OR SERVICES ADVERTISED ON THE SERVICE; EVEN IF CashLINQ OR ANY RELATED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend, and hold harmless CashLINQ , and its subsidiaries, affiliates, officers, directors, stockholders, employees, consultants, agents, and licensors from any and all third-party claims, liability, damages and/or costs (including but not limited to reasonable attorneys' fees) arising from your failure to comply with the TOS, your infringement or from your violation of any applicable law.

Miscellaneous